Your EPF isn't just a retirement pot. It's a financial safety net you can dip into for life's biggest needs. Here's how these one-time advances work and when to use them wisely.
The US has replaced random H-1B selection with a wage-weighted lottery and a new $100,000 fee for applications, raising uncertainty for students and junior hires.
This is what the new Spanish study reveals about a woman's brain after sexual assault.
To prevent the race for superintelligence from going off the rails, OpenAI recommends shared standards and insights from frontier labs, public oversight and accountability proportional to capabilities, building an AI-resilient ecosystem, and reporting and measurement by labs and governments on AI's impact.
Loan against fixed deposit is cheaper and comes with fewer charges.
When and how you can access EPF money before retirement without jeopardising your long-term retirement savings.
Beginning November 1, 2025, bank customers can name up to four nominees for their accounts and lockers.
EPFO has simplified PF withdrawals -- fewer rules, faster access, and more flexibility -- while introducing safeguards that make it harder to drain your retirement savings too early.
'Our problem is not a budget deficit but a trust deficit. We need to trust our institutions and industries to innovate and lead. That is the way forward for India.'
Who pays what into EPF, EPS, and EDLI -- the 12% math explained.
When illness strikes, this cover cushions the fall -- guarding health, finances, and the family's fragile future
Nvidia's Jensen Huang questions the dominance of degrees in the AI economy.
Ask rediffGURU Reetika Sharma your insurance mutual fund and personal finance-related questions.
rediffGURU T S Khurana answers readers' personal income tax queries
Trump's proposed policy limits undergraduates from any one country to 5% at select top US universities, raising concerns for Indian aspirants eyeing elite colleges.
AI is changing jobs in India faster than ever, but professionals are learning the real skill isn't coding -- it's adaptability.
'Because of the size and complexity of the economy, we can address almost every job that is there, from agriculture farming to healthcare.'
rediffGURU T S Khurana answers readers' personal income tax queries.
Here's what Indian investors diversifying into equities, ETFs, and real estate abroad to manage risk, returns, and currency exposure must watch out for.
'More and more people from the middle class will become self-employed gig workers mostly working from home, rather than as office workers with salary, promotion, bonuses, etc.'
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
Indian graduates face tougher English tests, shorter post-study stays, higher costs and stricter settlement rules as Britain rolls out sweeping immigration reforms.
'First, develop the ability to sell -- to persuade, negotiate and close. Second, understand the financial mechanics that determine where value pools and how profits are captured,' says Shaadi.com founder Anupam Mittal.
With a confident new generation of innovators, India now has the scale and self-belief to shape its own digital destiny marked by creation, observes Ajay Kumar chairman, UPSC.
'Other sectors that manage the savings pools of Indians are giving tough competition to life insurance companies.'
A 10-part series that explains all you want to know about how India's EPF turns a slice of your monthly salary into long-term savings, pension, and life insurance.
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
AI will erase outsourcing jobs, redefine skills and disrupt global giants within five years, predicts Vinod Khosla. The IT legend urges young people to become generalists: Adaptable thinkers who can learn quickly, connect dots across disciplines and shift careers as technologies evolve.
5 simple ways you can protect your passwords from being stolen by hackers.
ETS introduces adaptive TOEFL, fairness protocols and faster scores to ease global students' stress and test anxiety.
As the Apple CEO put it to his staff, the choice is stark: Adopt AI or risk being left behind. The same applies to everyone preparing for the future of work.
Most think tax-saving deductions exist only in the old regime. But the New one quietly retains 40+ ways to ease your tax load
Across all sectors, the future of work depends on adaptability.
Billionbrains Garage Ventures, the parent company of stock broking firm Groww, on Thursday fixed a price band of Rs 95-100 per share for its upcoming Initial Public Offering (IPO), targeting a valuation of over Rs 61,700 crore (about $7 billion). The company's Rs 6,632 crore IPO would open for public subscription on November 4 and conclude on November 7, according to a public announcement.
'India kills its own talent before the world even gets to see it'
Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual fund, insurance and personal finance-related questions.
55 road accidents, 20 deaths every hour.
'New announcements are made every day which brings tremendous amount of instability and uncertainty.' 'Relying on America has become a big problem.'
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
The South East Asia-Middle East-Western Europe 4 cable is operated by a consortium of telecom companies including Tata Communications.
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